This is
Lump Sum vs. Monthly Pension Payout
Option 1: Lump Sum Payment
% per year
Option 2: Monthly Pension Payment
per month
% per year
Decision Summary
…Click ‘Calculate’ to see the best option based on your inputs.
Detailed Comparison (Based on Life Expectancy of 90)
Total Years in Retirement: 25 years
Lump Sum (FV @ Age 90): $ 2,709,319
Monthly Pension (FV @ Age 90): $ 2,347,750
**Crossover Age (Break-even):** 81 years
(Detailed comparison is based on Future Value accumulation at retirement age.)
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